Business Lending Continuum

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Potential sources of capital are available for both start-up and existing businesses in the Grand Traverse region. This list shows both traditional and alternative lending sources from Pre-Start Up to Succession. Click the name to find out more information.

Remember — The five key elements a borrower should have to obtain credit: character (credit score, borrowing history), capacity (sufficient cash flow to service the debt obligation), capital (net worth), collateral (assets to secure the debt), and conditions (experience of the business owners, competition, and overall economic conditions).

LOAN FUNDING

ENERGY EFFICIENCY LOAN FUNDS

LOAN PROGRAMS

GRANT FUNDING

Utopia Fund
As Local As Possible
Amber Grants for Women in Business
Michigan State University – Library of Grants for Nonprofits
Michigan Department of Agriculture and Rural Development (MDARD)
Eileen Fisher Grant Program

CROWD FUNDING

Indiegogo
Kickstarter

INVESTMENT FUNDING

Start Garden
Northern Michigan Angels
Belle Capital USA
Golden Seeds – Investment Firm
Ceres Venture Fund – Investment Fund